Welcome to the www.arifleet.ca web site, hereafter web site. Your access to ARI's web site is subject to the following Terms of Use. These Terms of Use constitute a binding agreement between ARI and you. Periodically, these Terms of Use may be updated without notice to you. It is your responsibility to periodically review these Terms of Use for applicable changes. Your using the web site after our posting of any changes to these Terms of Use will constitute your acceptance of those changes. Questions about these Terms of Use should be directed to www.arifleet.ca. If you disagree with any changes, you should immediately cease using the ARI web site.

Your Use of ARI's Web Site. ARI provides the materials on this site as a convenience to users and for informational purposes only. ARI authorizes you to view and download a single copy of the materials on this site only for your personal, non-commercial use. You must retain all copyright and other proprietary notices contained in the original materials on any copy of those materials. You may not modify the materials on this site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. Without the prior permission of ARI, you may not use these materials on any other web site or networked computer environment.

You may not reproduce, duplicate, copy, sell, or otherwise transfer or commercially exploit ARI's web site (or any portion of it), unless you have ARI's express written permission to do so. You may only use the ARI web site in accordance with these Terms of Use and all applicable laws, rules, and regulations. In the event ARI believes that you have failed to comply with all terms applicable to your use of ARI web site, you agree that ARI has the right, in its sole discretion and without notice, to restrict your access to this or any other ARI site. ARI may also, in its sole discretion and at any time, discontinue any ARI web site, or any part thereof, with or without notice.

You agree that you do not have any rights in ARI web site and that ARI will have no liability to you if the ARI web site is discontinued or your ability to access ARI web site is terminated.

Communications with ARI. You consent to receipt of electronic communications from ARI, and agree that all agreements, notices, and other disclosures communicated to you by ARI electronically (whether by electronic mail, by posting at this web site, or by other electronic means) satisfy any legal requirement that such communication be in writing.

Your communications with ARI, including transmission of information requests, submission of testimonials, or the uploading of images, constitute electronic communications. You grant to ARI a perpetual, irrevocable, worldwide, non-exclusive, transferable, royalty-free right to use all information and materials that you submit to us, including the right to exercise copyright and publicity rights, in any media, in connection with ARI web site.

Links. Through the ARI web site, you may be able to access links to other World Wide Web sites. Because ARI has no control over such sites, you acknowledge and agree that ARI is not responsible for, and has no liability with respect to, the availability (or unavailability) of such sites, for the treatment of your personally-identifiable information by such sites, or for the information, products, content or other materials on or available from such sites or resources. If you would like information on any other site’s
privacy policy, you should contact that party directly, and ARI encourages you to do so.

Disclaimers – You acknowledge and agree that:
a. YOUR USE OF THIS WEB SITE IS AT YOUR OWN RISK. ANY FEATURES AVAILABLE THROUGH OUR WEB SITE ARE PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS. ARI EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. Because our web site is provided to you “AS IS,” you agree that ARI shall not be liable to you or to any third party for any delay in delivery of, or failure to deliver, any of your communications or other information you submit using our web site. Because our web site is provided to you “AS AVAILABLE,” you agree that ARI shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the ARI web site or of your ability to access it. b. ARI also disclaims any warranty that (i) our web site will meet your requirements, (ii) our web site’s operation will be uninterrupted, timely, secure, or error-free, and (iii) any information or communication that may be obtained from the use of our web site will be accurate or reliable (and ARI disclaims any liability for damages that may arise from your reliance on any such information or communication) or are free of viruses or other harmful components. c. You assume the full responsibility and risk for any damage to your computer or other consequences that result from your downloading any information, software, or other materials through our web site. ARI shall have no liability for any damage to your computer, including loss of data, that results from your downloading any such materials. d. ARI shall not be responsible for any order request if it is received in an unintelligible or garbled form. However, ARI will make reasonable efforts to notify the sending party (if the sending party is identifiable from the received order request) that the order request was unintelligible or garbled. Some states do not allow the disclaimer of implied warranties, so this provision may not apply to you.

Limitation of Liability. YOU AGREE THAT ARI SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS OR LOSS OF GOODWILL, USE, OR DATA (EVEN IF ARI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), THAT RESULT FROM: (a) YOUR USE OF OR INABILITY TO USE ARI WEB SITE; (b) THE COST YOU INCUR TO SUBSTITUTE FOR ANY GOODS OR SERVICES YOU PURCHASED THROUGH ARI WEB SITE; (c) ACCESS TO OR ALTERATION OF YOUR PERSONALLY-IDENTIFIABLE INFORMATION OR OTHER INFORMATION IN AN UNAUTHORIZED MANNER; (d) REPRESENTATIONS OR CONDUCT OF ANY THIRD PARTY RELATED TO THE ARI WEB SITE, INCLUDING OUR BUSINESS PARTNERS; OR (e) ANY OTHER MATTER RELATING TO THE ARI WEB SITE. Some states do not allow the limitation of liability, so this provision may not apply to you.

Indemnity. You agree to defend, indemnify, and hold ARI harmless from and against all losses, costs, damages, liabilities, and expenses (including reasonable attorneys’ fees, court costs, and other litigation and arbitration expenses) (“Losses”) related to or arising from: (a) negligent acts or omissions or intentional misconduct with respect to your use of the ARI web site or goods/services purchased from the ARI web site; or (b) claims for infringement of the proprietary rights of any third party resulting from your use of the ARI web site or goods/services purchased from the ARI web site in violation of these Terms of Use.

Term and Termination. These Terms of Use are effective upon your acceptance signified by your using the site and shall continue until terminated in accordance with this Section. Either party may terminate these Terms of Use at any time upon thirty (30) days’ prior written notice. ARI also reserves the right to terminate its relationship with you at any time. Upon termination of these Terms of Use, you shall immediately cease accessing the ARI web site except to the extent necessary to effectuate any of your obligations or rights arising under any orders that are intended to continue beyond such termination. In the event collection proceedings or legal action become necessary, you agree to pay all of ARI costs and fees incurred, including attorney's fees.

Intellectual Property. The content that ARI provides on our web site, including, but not limited to, text, graphics, images, and logos, is owned by either ARI or the party that has provided the content to us and is protected by U.S. and international copyright laws. ARI is the sole and exclusive owner of its compilation of this content on our web site, and this compilation is also protected by U.S. and international copyright laws. Unpermitted copying of any of this content could lead to copyright infringement.

"ARI" and other logos, slogans, and product and service names used on this site are trademarks owned by ARI, its subsidiaries, or its affiliates. You agree not to display or use such trademarks, in any manner, without the written permission of ARI. Trademarks and trade names of third parties are the property of those third parties, and are used by ARI subject to license, or subject to the fair use provisions of U.S. trademark law.

General. You agree that these Terms of Use describe the entire agreement between us with respect to its subject matter. ARI web site was created and is operated under the laws of the Province of Ontario. The laws of the Province of Ontario will control the Terms of Use provided in these Terms and Conditions, without giving effect to any principles of conflict of laws. Any cause of action arising out of these Terms of Use shall be determined in the federal and provincial courts sitting in the Province of Ontario. If a court of competent jurisdiction finds that any provision of these Terms of Use are invalid or unenforceable, we both agree that the other provisions of these Terms of Use will remain in full force and effect.

You agree that regardless of any applicable law to the contrary, you cannot file a claim or cause of action arising out of or related to the ARI web site or these Terms of Use more than one (1) year after such claim or cause of action arose.

ARI will not be liable to you or be deemed to be in breach of its obligations hereunder for any delay or failure in performance caused by acts beyond ARI reasonable control, including, without limitation, acts of God, war, terrorism, accidents, fires, floods, strikes, labor disputes, mechanical breakdown, shortages or delays in obtaining supplies, materials, labor, or transportation, interruption of utility services or the Internet, acts of any unit of government or any governmental agency, or any similar or dissimilar cause.

ARI Financial Services Inc. is committed to protecting confidentiality of personal information under our control. ARI recognizes that effective systems to protect personal information are essential to safeguarding the interests of our customers, business partners and other individuals who share such information with ARI. ARI manages its personal information holdings in a responsible and businesslike manner. We do not collect information without the consent of the individual, we only disclose information with the knowledge and consent of the individual and we protect personal information from unauthorized use, disclosure, retention and disposal through secure systems of storage, retention and destruction. We use personal information supplied to us solely to provide our customers with the services they have requested. We do not sell, rent, exchange or pass on to any third party any personal information relating to our customers, unless expressly indicated otherwise. Nor do we make unsolicited mailings.

If you have any questions about your privacy or about transaction security, do not hesitate to contact our Privacy Officer at:

ARI Financial Services Inc.
1270 Central Parkway West
Suite 600
Mississauga, Ontario
L5C 4P4

Tel: (905) 803-8000

Personal Information & Privacy. Visitors can view all areas of our web site without providing personal information. We may request personal information, such as your name, e-mail address, company name or telephone number, in order to send information that you have requested, register you for an ARI seminar or webcast, or record your data for consideration as a potential ARI employee or supplier. We may share this information with an ARI business partner, vendor or other agent to fulfill your request for information.

We do not share any other information with third parties. We do not share or sell e-mail addresses. Occasionally we might provide links to other sites we think you will find useful. These sites are independent of ARI and should have established their own privacy
and security policies. You should review the privacy policies of these sites before providing them with your information. For questions, comments or assistance with any privacy-related issues, we invite you to contact us at www.arifleet.ca.

Beyond personal information, information provided to ARI through www.arifleet.ca may be considered confidential and/or proprietary to the owner company. ARI will not share this information with others except with your direct permission or as required to do so by law.

Security. We have appropriate security measures in place to protect against the loss, misuse, or alteration of information that we have collected from you at www.arifleet.ca.

Please note: Although ARI does use industry standard security practices and has appropriate controls against unauthorized access,
the Internet is, by nature, subject to potential security breaches. Whenever you give out information online (for example, via message boards or forums), that information can be collected and used by people you do not know. We cannot guarantee the security of any information you disclose online. If information is of an extremely sensitive nature such that its interception while
being transmitted could cause harm, it is recommended that an alternate means of relaying this information be chosen.

Electronic Communications. If you submit information to ARI through www.arifleet.ca, ARI will have visibility to that information and may contact you by e-mail or other means unless you explicitly request otherwise. Certain automated responses such as acknowledgements may be sent to the e-mail address you provide even if you request an alternate means of communicating. Such e-mail addresses are not used for any other purpose and are not shared with outside parties.

Collecting Web Domain Information. ARI collects aggregate data about web site usage to help us understand which companies
visit our site and the number, length and frequency of web visits. Web domain and IP addresses are not linked to personally
identifiable information. We use these statistics to improve the design and functionality of our web site. The ARI web site uses traffic log "cookies" to help us analyze web page usage. These cookies do not contain personally identifiable information.
The aggregate data generated from traffic log cookies helps us improve the content of our site.

Acceptance. Use of www.arifleet.ca signifies that you agree to these terms. Your continued use of the ARI web site following the
posting of changes to these terms indicates acceptance of those changes. If you disagree with any changes, you should immediately cease using the ARI web site.